Digital Journey Specialist · IDFC First Bank

Vidhi Agrawal.
Product, fintech,
& the spaces between.

I'm a digital journey specialist at IDFC First Bank, working on Account Aggregator ecosystem integration and digital lending journeys. I sit at the crossroads of regulation, technology, and user experience.

Before this, an MBA from IIM Kozhikode, a B.E. in Information Technology from LD College of Engineering, and a stint at Accenture in application development. Based in India, always curious.

This site is a living record of things I'm learning, discovering, and finding worth sharing — not a portfolio, more of a digital garden.

Account Aggregator Fintech Product Strategy KYC & Compliance Digital Lending API Integration

Things worth your time

Articles, videos, and tools I come across and think are worth sharing. From psychology and history to design, environment, and human behaviour — anything I find genuinely interesting ends up here.

Where I studied

MBA — Finance, Strategy & Operations
Indian Institute of Management, Kozhikode
2020 – 2022
B.E. — Information Technology
LD College of Engineering, GTU
2014 – 2018

Courses I've taken

A running log of structured learning outside of formal education — professional, creative, and everything in between.

Photography & Lightroom Editing
Udemy · Peter McKinnon
In progress
The Science of Well-Being
Coursera · Yale University
Completed
Creative Writing: The Craft of Setting and Voice
Coursera · Wesleyan University
Completed
Human-Centred Design
IDEO · Design Thinking
Completed
Beginner Hindi Poetry
Independent study
Exploring

Get in touch

If you want to talk about fintech, product, or digital journeys — or if you share an interest in psychology, history, human behaviour, health, biology, design, or really anything that shapes how the world works — I'm easy to reach. Always happy to connect.